Established in 2007, Northern California Auto Dealers Self-Insurance Group (NCAD) serves only the best in class, safety conscious autodealerships in California.

A Board of Trustees conducts oversight of the program. The trustees are selected from the group’s membership which allows employers to be personally involved and participate in the program’s development and direction. Northern California Auto dealers is approved and regulated by the California Department of Industrial Relations and the Office of Self-Insurance Plans.

Northern California Auto Dealers is selective in their membership and only employers committed to safety and loss control are considered. Prospective members undergo a thorough underwriting process before an offer of membership is extended.

Safety conscious employers partnered with aggressive claims management and experienced program administrators have helped Northern California Auto Dealers consistently keep members’ rates well below traditional or state funded insurance year after year.